Standard Bank Home Loans

When searching for a home loan, you have many options from which to choose. Standard Bank Home Loans is one bank that offers versatile solutions for home loans. When you allow them to apply for you, you can get a better rate on your home loan. They offer 10 different options for getting a loan for a home. Here is an overview of the options they offer to you.

Standard Bank Home Loans Options

• Pledge – This option is an authorized pre-approval that allows you to go house hunting with the knowledge that your loan will go through and how much you can spend on a new home.
• JumpStart – This offers first time buyers a way to buy a home even when they do not have a way to afford the upfront costs and deposit. Any first time buyer that is considered of low income can apply.
• DreamStart – This is a home loan for people with very low incomes. You can buy a home or build a first or second home when you are a low income earner. This loan is based on your circumstances. The interest rate can be lowered when you are on time with your payment consistently.
• SecuraRate – This is one of the best Standard Bank Home Loans for anyone who is concerned with their interest rates. It offers some protection against rate increases.
• Payment Holiday – This gives you a 3 month break from paying your home loan. It can be used for various reasons. The payments will be made up at the end of the loan.
• Fully Guaranteed Lending – This is for homeowners or employers. It is intended for low income earners needing a home or home improvements or for employers to be able to offer more benefits for his/her employees.
• Business Mortgage – This is a loan that allows you to purchase a residential property to use as a business. It can be used by a variety of different business owners.
• Accessbond – This is a way you can deposit or withdraw money from your home loan account.
• Readvance – If you have funds available in within a home loan account this loan option gives you access to the funds.
• FurtherAdvance – This is a second bond (mortgage/loan) on your property you can borrow from for home improvements.

Standard Bank Home Loans offers all these options for today’s modern consumer so almost anyone can own their own home or business or renovate. Enter you details in the form above